Mortgage Blog
Cambridge - Guelph and Surrounding area Mortgage Solutions Made Easy!
Purchase Plus Improvements Mortgages in Ontario
November 24, 2024 | Posted by: Michael Croitoru
Have you ever wondered how to buy a house that requires upgrades when you only have the capital to support the required down payment and closing costs? We have compiled all the information needed to m ...
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Everything you need to know about a home appraisal in Cambridge and surrounding area.
October 26, 2021 | Posted by: Michael Croitoru
A home appraisal is an unbiased professional opinion of the value of a property. A licensed appraiser writes a professional opinion and report based on a visual inspection, but they will also us ...
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Bank of Canada maintains overnight rate target and unveils new market operations
October 10, 2021 | Posted by: Michael Croitoru
The Bank of Canada today maintained its target for the overnight rate at ¼ percent, which the Bank considers it's effective lower bound. The Bank Rate is correspondingly ½ percent and th ...
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Home Inspections, How They Can Benefit Home Buyers and Sellers in Cambridge & Guelph, Ontario
July 8, 2020 | Posted by: Michael Croitoru
Owning a home is one of the most valuable investments you can make. While good living spaces should be as comfortable as possible, with time they should also be able to increase their ROI. That's why ...
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Useful Tips for Buying and Selling A Home During Covid-19 in Cambridge & Guelph, Ontario
June 17, 2020 | Posted by: Michael Croitoru
The coronavirus pandemic has derailed buying and selling activities in the property market. Albeit fewer homes have been listed for sale, the industry is gradually recovering. Prospective buyers can m ...
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When Is Mortgage Refinancing a Bad Idea in Cambridge & Guelph, Ontario?
June 3, 2020 | Posted by: Michael Croitoru
Property owners refinance their homes and commercial properties all the time. As your credit improves and you have built more equity into the property, it may make fiscal sense to refinance when inter ...
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Bank of Canada maintains target for the overnight rate, scales back some market operations as financial conditions improve
June 3, 2020 | Posted by: Roar Solutions
The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is &frac1 ...
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Is it a Good Time to Become a First-Time Home Buyer in Cambridge & Guelph, Ontario?
May 20, 2020 | Posted by: Michael Croitoru
We are facing a challenging time as we work together to combat COVID-19 in our country and even our own neighborhoods. With so much uncertainty in the air, is it a good time to think about buying a ho ...
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5 First-Time Homebuyer Mistakes To Avoid
May 6, 2020 | Posted by: Michael Croitoru
Buying your first home is a scary and exciting process because it’s a HUGE commitment. It’s easy to get swept up in the excitement of home shopping and mistakes can leave you with buyer&rs ...
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5 Smart Ways to Use a Home Equity Line of Credit
April 15, 2020 | Posted by: Michael Croitoru
For homeowners across the globe, home equity lines of credit (HELOCs) have become a handy way of tapping into the value of their homes. However, when borrowing money against your home, it is always a ...
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