Client Testimonials

"Working with Michael was a great experience for us! He was honest, reliable, available and very easy to communicate with. Even with a complicated situation he was able to get us what we needed and more! I highly recommend working with Michael for any of your mortgage needs!"

Sarah T.

"Michael did an excellent job on my mortgage refinance. Refinancing can be stressful- what is the best term, interest rates, and closing costs? Michael, educated me on mortgage options and what was best for my needs and lifestyle. He paired me with a lender who offered a low rate with terms I needed. When my appraisal came in much lower than expected, he took the time to find his own comparable properties. The appraiser came back to us with a market value $50K higher than the original appraisal. I highly recommend Michael to anyone looking for an honest, hardworking mortgage professional. I am now ready to purchase my first rental property, and will definitely be using Michael."

Darlene Fidler

"Great service all around. Highly recommended. Thanks for all your help Michael"

Chris Jurkaulionis

"Awesome guy! Very helpful! Explained all questions we have about the mortgage!! Perfect communicator! Can’t recommend him enough!! Cheers Mike!"

Nader S.

"Mike is a very professional, honest, respectful guy. He went above and beyond for my husband and I. Not only did he answer all of our questions completely, but he also made us feel extremely comfortable. He is truly a fantastic guy. I HIGHLY recommend Mike. It's obvious why you only see 5 stars! We will never deal with anyone else, this guy is it!"

Rebecca Rostas

"I truly cannot say enough about our experience with Mike—my partner approached him last year with a question after reading some of his reviews online and Mike was incredibly thorough, attentive, and willing to share his vast knowledge that when we started looking at houses this year, there was no doubt in our minds who would be handling our mortgage and, every single step of the way, Mike has gone above and beyond to prove that we made the right choice. He has been extremely informative, responsive, and pleasant to deal with. I am NOT a “numbers” person so the idea of securing a mortgage has always felt daunting but Mike has made the entire process easy, comfortable, and even kinda fun! Mike’s knowledge and communication alone would have gotten him an enthusiastic 5-star review but, to really put the icing on the cake, he also managed to secure us an unbelievable rate - twice!! Even after getting us a rate that we were thrilled with, he went back and managed to negotiate us an EVEN BETTER one without being asked!! When we ran into issues and delays with other parts of the process Mike was there every step of the way and was truly an absolute rockstar—from his advice on a wide range of topics to offering reassurance and jokes during the more frustrating moments Mike has been extraordinary and I truly don’t know what we would have done if he wasn’t our broker! It was clear throughout this entire process that Mike treats his clients like family and will stop at nothing to make sure he is acting in their best interests. We cannot possibly recommend his service highly enough and are so grateful we found him (thanks to other reviewers!). We look forward to working with Mike again and will absolutely be sending everyone we know his way! Thanks again for everything Mike—you are the best of the best!!"

Erica Quinnell

"Michael is a consummate professional. We just refinanced our mortgage and he handled every step in a timely, efficient manner. He also continued working with our lender to ensure that we got the best rate up until signing. Knowing absolutely nothing about refinancing going in, the entire process was smooth and painless thanks to Michael. I would recommend his expertise to anyone."

Richard Bourne

"Michael was always there to answer my questions, day or night. I went through refinancing my home for the first time and man was it stressful. Thankfully Mike was on top of everything at all times and gave me peace of mind throughout the process. I got a great rate and I would highly suggest you give Mike a call first."

Matthew Pompeo

"Michael was always there to answer my questions, day or night. I went through refinancing my home for the first time and man was it stressful. Thankfully Mike was on top of everything at all times and gave me peace of mind throughout the process. I got a great rate and I would highly suggest you give Mike a call first."

Matthew Pompeo

"I had an outstanding experience working with Michael as my mortgage broker. As a first-time homebuyer, I was nervous about the mortgage process and had many questions. Michael took the time to explain everything in detail and helped me understand my options. His knowledge of the market was impressive, and he worked hard to secure me a fantastic interest rate. Michael was always available to address my concerns and made sure I felt comfortable throughout the entire process. Thanks to his expertise and dedication, I am now a proud homeowner. I highly recommend Michael to anyone looking for a reliable and knowledgeable mortgage broker!"

Matthew Kenney

"I am having a great experience working with Michael while we build a mortgage plan to buy my first home. He is professional, honest, and very knowledgeable. I highly recommend Mike to anyone in need of a mortgage broker."

Ryan

"I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again."

Karen

"I recently had the pleasure of working with Michael Croitoru as my mortgage broker, and I can't recommend him highly enough. From our very first meeting, Michael impressed me with his professionalism, expertise, and genuine desire to help me secure the best possible mortgage. Michael has an extensive knowledge of the mortgage market, which he used to guide me through the complex process with ease. He took the time to understand my financial situation and goals, presenting me with a range of options tailored to my needs. Throughout the process, Michael was incredibly responsive, promptly answering my questions and providing clear explanations of all terms and conditions. What truly sets Michael apart is his commitment to customer service. He went above and beyond to ensure that everything went smoothly, from the initial application to the final closing. His attention to detail and proactive approach helped avoid potential issues and delays, making the entire experience stress-free. Thanks Michael"

Ryan Tavermina

"Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!"

Amanda and Jim

"Worked with Michael for over two months. Excellent help and always available. He was extremely honest and helped me to make the best choice in my situation."

Warren Beitz

"Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a breeze!"

Mina